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Swap USDC (USDC) to Stellar (XLM)

Convert USDC to Stellar instantly. Compare the live exchange rate, check network fees, or use our embedded non-custodial swap tool to execute your trade right now.

What are you swapping?

About USDC (USDC)

1 USDC = $1.00

USDC is a fully-reserved, U.S. dollar-backed stablecoin issued by Circle and audited monthly for transparency. It is widely used in DeFi, payments, and treasury management and runs natively on Ethereum, Solana, Base, and many other major chains.

About Stellar (XLM)

1 XLM = $0.17

Stellar is an open, layer-1 payments network designed for fast, low-cost cross-border transfers and tokenized assets, including bank-issued stablecoins. Its native asset XLM (Lumens) is used to pay minimal transaction fees and bridge currencies via built-in path payments.

Top Exchanges for Trading USDC / Stellar

Prefer to use a traditional order book? These are the top-rated crypto exchanges that actively list both USDC and Stellar.

ExchangeDeposit Methods (USD)Trading FeeBonus Offer
BinanceTrust Score: 8/10
  • Bank transfer / SWIFT (region-dependent): Free
  • SEPA / SEPA Instant (region-dependent): Free + 1 USD
  • Faster Payments / bank transfer (region-dependent): Free
Maker: 0.10%
Taker: 0.10%		Claim Bonus
BitgetTrust Score: 7/10
  • Bank card / third-party fiat partners (fee shown at checkout): Free
  • SEPA / card (region-dependent): Free
  • Bank transfer / card (region-dependent): Free
Maker: 0.10%
Taker: 0.10%		Claim Bonus
BybitTrust Score: 7/10
  • Bank / third-party fiat channel (region-dependent): Free
  • SEPA transfer: Free
  • Faster Payments / bank transfer (region-dependent): Free
Maker: 0.10%
Taker: 0.10%		Claim Bonus
CoinbaseTrust Score: 9/10
  • ACH bank transfer: Free
  • Wire deposit: Free + 10 USD
  • SEPA transfer (region-dependent): Free
  • FPS / UK bank transfer (region-dependent): Free
Maker: 0.40%
Taker: 0.60%		Claim Bonus
KrakenTrust Score: 9/10
  • ACH via Plaid: Free
  • Visa / Mastercard (Instant Buy): 0.0375% + 0.25 USD
  • FedWire (Customers Bank): Free
  • SEPA / SEPA Instant (e.g. Banking Circle, Openpayd): Free
  • Visa / Mastercard (Instant Buy, EEA): 0.0375% + 0.25 USD
  • FPS (Openpayd): Free
  • Visa / Mastercard (Instant Buy): 0.0375% + 0.25 USD
Maker: 0.25%
Taker: 0.40%		Claim Bonus
KuCoinTrust Score: 7/10
  • Third-party bank card / wire (provider-dependent; fee shown at checkout): Free
  • SEPA bank transfer: Free + 1 USD
  • FPS / bank transfer (KuCoin fiat partners): Free
Maker: 0.10%
Taker: 0.10%		Claim Bonus
MEXCTrust Score: 6/10
  • Third-party card / bank (Mercuryo etc.; fee shown at checkout): Free
  • SEPA / card via third-party providers (fee shown at checkout): Free
  • Card / bank via third-party providers (fee shown at checkout): Free
Maker: 0.00%
Taker: 0.05%		Claim Bonus
OKXTrust Score: 8/10
  • ACH / Wire / card (region-dependent; check OKX P2P/fiat page): Free
  • SEPA Instant / bank transfer (region-dependent): Free
  • FPS / bank transfer (region-dependent): Free
Maker: 0.08%
Taker: 0.10%		Claim Bonus
Frequently Asked Questions

To convert USDC to Stellar, you can use our embedded non-custodial swap tool above, which requires no KYC. Alternatively, you can deposit your USDC into a centralized exchange like Binance, trade it for XLM on the spot market, and withdraw it to your hardware wallet.