How much USDC can I buy for 1 XLM?

Currently, 1 XLM can buy about 4.8517404049620465 USDC.

What is the current exchange rate for USDC to Stellar?

Based on current live market data, 1 USDC is equal to 4.8517404049620465 XLM.

Where is the best place to trade USDC for XLM?

You can swap USDC for XLM instantly using a non-custodial aggregator, or use a centralized exchange like Gate which charges a 0.2% maker fee.

Can XLM be exchanged back to USDC later?

Yes. XLM can be exchanged back to USDC at any time if the user's focus shifts back to long-term settlement or USDC-based custody.

Convert Instantly

Swap USDC (USDC) to Stellar (XLM)

Convert USDC (USDC) to Stellar (XLM) instantly. Compare the live exchange rate, check network fees, or use our embedded non-custodial swap tool to execute your trade right now.

USDC (USDC)

$1.00•

0.01% (24h)

USDC is a fully-reserved, U.S. dollar-backed stablecoin issued by Circle and audited monthly for transparency. It is widely used in DeFi, payments, and treasury management and runs natively on Ethereum, Solana, Base, and many other major chains.

Not looking to swap? Buy USDC with USD

Stellar (XLM)

$0.21•

9.43% (24h)

Stellar is an open, layer-1 payments network designed for fast, low-cost cross-border transfers and tokenized assets, including bank-issued stablecoins. Its native asset XLM (Lumens) is used to pay minimal transaction fees and bridge currencies via built-in path payments.

Not looking to swap? Buy Stellar with USD

Exchange is supported by changenow.io

Top Exchanges for Trading USDC (USDC) / Stellar (XLM)

Prefer to use a traditional order book? These are the top-rated crypto exchanges that actively list both USDC (USDC) and Stellar (XLM)

A list of the best crypto exchanges for your needs.
Exchange	Deposit Methods (USD)	Trading Fee	Registration/Bonus
Gate Trust Score: 10/10	Visa / Mastercard / bank transfer (region-dependent): Free SEPA / SEPA Instant / card (region-dependent): Free Faster Payments / card (region-dependent): Free	Maker: 0.20%Taker: 0.20%	Claim Bonus 20% off on trading fees
BingX Trust Score: 9/10	Bank card / P2P / third-party fiat partners (fee shown at checkout): Free SEPA / card / P2P (region-dependent): Free Bank transfer / card / P2P (region-dependent): Free	Maker: 0.10%Taker: 0.10%	Claim Bonus 5% off on trading fees
Bitget Trust Score: 8.5/10	Bank card / third-party fiat partners (fee shown at checkout): Free SEPA / card (region-dependent): Free Bank transfer / card (region-dependent): Free	Maker: 0.10%Taker: 0.10%	Claim Bonus 10% off spot transaction fees
Binance Trust Score: 8/10	Bank transfer / SWIFT (region-dependent): Free SEPA / SEPA Instant (region-dependent): Free + 1 USD Faster Payments / bank transfer (region-dependent): Free	Maker: 0.10%Taker: 0.10%	Claim Bonus 10% off on trading fees
OKX Trust Score: 8/10	ACH / Wire / card (region-dependent; check OKX P2P/fiat page): Free SEPA Instant / bank transfer (region-dependent): Free FPS / bank transfer (region-dependent): Free	Maker: 0.08%Taker: 0.10%	Claim Bonus $100 welcome reward
MEXC Trust Score: 8/10	Third-party card / bank (Mercuryo etc.; fee shown at checkout): Free SEPA / card via third-party providers (fee shown at checkout): Free Card / bank via third-party providers (fee shown at checkout): Free	Maker: 0.00%Taker: 0.05%	Claim Bonus -20% on spot, futures and DEX+
Ourbit Trust Score: 8/10		Maker: 0.00%Taker: 0.00%	Claim Bonus 20% discount
Pionex Trust Score: 7/10	Third-party card / bank (no native USD on-ramp on global Pionex): Free Third-party card / bank (region-dependent): Free Third-party card / bank (region-dependent): Free	Maker: 0.05%Taker: 0.05%	Claim Bonus 10% fee rebate rate
Kraken Trust Score: 9/10	ACH via Plaid: Free Visa / Mastercard (Instant Buy): 0.0375% + 0.25 USD FedWire (Customers Bank): Free SEPA / SEPA Instant (e.g. Banking Circle, Openpayd): Free Visa / Mastercard (Instant Buy, EEA): 0.0375% + 0.25 USD FPS (Openpayd): Free Visa / Mastercard (Instant Buy): 0.0375% + 0.25 USD	Maker: 0.25%Taker: 0.40%	Register
Coinbase Trust Score: 9/10	ACH bank transfer: Free Wire deposit: Free + 10 USD SEPA transfer (region-dependent): Free FPS / UK bank transfer (region-dependent): Free	Maker: 0.40%Taker: 0.60%	Register
Bybit Trust Score: 7/10	Bank / third-party fiat channel (region-dependent): Free SEPA transfer: Free Faster Payments / bank transfer (region-dependent): Free	Maker: 0.10%Taker: 0.10%	Register
KuCoin Trust Score: 7/10	Third-party bank card / wire (provider-dependent; fee shown at checkout): Free SEPA bank transfer: Free + 1 USD FPS / bank transfer (KuCoin fiat partners): Free	Maker: 0.10%Taker: 0.10%	Register

How to exchange USDC (USDC) to Stellar (XLM)?

Choose the exchange pair

and check the rate: how many USDC (USDC) in Stellar (XLM) you'll receive.

Enter the address of the recipient

to process the USDC (USDC) to Stellar (XLM) transaction.

Confirm the transaction

then make the deposit, and you've converted USDC (USDC) to Stellar (XLM)!

Exchange is supported by changenow.io

Most Common Conversion Rates

USDC to XLM conversion rates from 0.5 to 1000
USDC	XLM
0.5 USDC	2.43 XLM
1 USDC	4.85 XLM
5 USDC	24.26 XLM
10 USDC	48.52 XLM
50 USDC	242.59 XLM
100 USDC	485.17 XLM
500 USDC	2,425.87 XLM
1,000 USDC	4,851.74 XLM

XLM to USDC conversion rates from 0.5 to 1000
XLM	USDC
0.5 XLM	0.10305580230315543 USDC
1 XLM	0.20611160460631087 USDC
5 XLM	1.03 USDC
10 XLM	2.06 USDC
50 XLM	10.31 USDC
100 XLM	20.61 USDC
500 XLM	103.06 USDC
1,000 XLM	206.11 USDC

USDC to USD conversion rates from 0.5 to 1000
USDC	USD
0.5 USDC	0.499836 USD
1 USDC	0.999672 USD
5 USDC	5 USD
10 USDC	10 USD
50 USDC	49.98 USD
100 USDC	99.97 USD
500 USDC	499.84 USD
1,000 USDC	999.67 USD

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