Register on Bitget to receive a 10% discount on fees NOW!20 cryptos•12 exchange platforms•9 SaaS products•8 walletsStop overpaying on hidden spread fees and credit card markups. Use our directory to find the absolute cheapest exchanges to convert your local fiat currency (USD, EUR, GBP, and more) into crypto. Select your asset and currency below to compare real-time deposit fees and withdrawal options.
Bitcoin is the original decentralized cryptocurrency, a peer-to-peer digital cash system secured by proof-of-work mining and a fixed 21 million coin supply. It is widely regarded as digital gold and serves as the primary store of value and reserve asset of the crypto market.
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Ethereum is the leading programmable blockchain, powering smart contracts, DeFi protocols, NFTs, stablecoins, and most layer-2 ecosystems. Its native asset ETH is used to pay gas fees and is staked under proof-of-stake to secure the network.
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Tether (USDT) is the largest U.S. dollar-pegged stablecoin, designed to maintain a 1:1 value with the dollar through reserves of cash and equivalents. It is the most-traded asset in crypto and the dominant settlement currency across exchanges and on-chain markets.
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USDC is a fully-reserved, U.S. dollar-backed stablecoin issued by Circle and audited monthly for transparency. It is widely used in DeFi, payments, and treasury management and runs natively on Ethereum, Solana, Base, and many other major chains.
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Solana is a high-performance layer-1 blockchain known for sub-second finality, extremely low fees, and high throughput powered by its Proof of History consensus. It is a popular hub for DeFi, NFTs, memecoins, and consumer crypto applications.
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XRP is the native asset of the XRP Ledger, a fast and low-cost blockchain designed primarily for cross-border payments and on-demand liquidity. Its consensus mechanism settles transactions in 3–5 seconds, making it widely used by payment providers and remittance services.
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Dogecoin is the original meme cryptocurrency, launched in 2013 as a Litecoin fork featuring the Shiba Inu mascot. With a strong community and merchant adoption for tipping and small payments, DOGE remains one of the most recognized and liquid cryptocurrencies in the world.
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Cardano is a research-driven, proof-of-stake layer-1 blockchain built using peer-reviewed academic research and the Haskell-based Plutus smart contract platform. ADA is the native token used for staking, governance, and paying transaction fees on the network.
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Avalanche is a high-speed, low-fee layer-1 blockchain that uses the novel Avalanche consensus to deliver sub-second transaction finality. Its multi-chain architecture supports custom subnets and a thriving ecosystem of DeFi, gaming, and institutional tokenization projects.
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Polkadot is a multi-chain protocol that connects independent blockchains called parachains through a shared, secure Relay Chain. DOT is used for staking, governance, and bonding parachain slots, enabling cross-chain interoperability and scalable Web3 infrastructure.
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POL (ex-MATIC) is the native coin of the Polygon network, used to pay transaction fees and staking rewards. It's also an ERC-20 token and will power a vast ecosystem of zero-knowledge-based Layer 2 chains. POL will gradually replace the current MATIC token over 4 years as part of Polygon 2.0.
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Chainlink is the leading decentralized oracle network, providing tamper-proof price feeds, off-chain data, and cross-chain messaging to smart contracts. LINK is used to pay node operators and secure the network through staking, underpinning the majority of DeFi protocols.
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Uniswap is the largest decentralized exchange, pioneering the automated market maker (AMM) model for permissionless on-chain token swaps. UNI is the governance token of the protocol, giving holders voting power over upgrades, fee switches, and treasury management.
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Shiba Inu is an Ethereum-based memecoin that grew into a broader ecosystem including the ShibaSwap DEX and the Shibarium layer-2 network. SHIB has one of the largest holder bases in crypto and is widely supported across exchanges and payment platforms.
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Litecoin is one of the oldest cryptocurrencies, created in 2011 as a faster, lighter alternative to Bitcoin with 2.5-minute block times and the Scrypt mining algorithm. It is widely adopted as a fast, low-fee payment network and a long-standing store of value.
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Bitcoin Cash is a 2017 hard fork of Bitcoin that increased the block size to enable faster, cheaper on-chain payments. It positions itself as peer-to-peer electronic cash optimized for everyday transactions and merchant adoption.
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Wrapped Bitcoin (WBTC) is an ERC-20 token backed 1:1 by Bitcoin held in custody, bringing BTC liquidity onto Ethereum and other EVM networks. It is widely used as collateral and a trading pair across DeFi protocols such as Aave, Compound, and Uniswap.
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Cosmos is an interoperable ecosystem of sovereign, application-specific blockchains connected via the Inter-Blockchain Communication (IBC) protocol. ATOM is the native asset of the Cosmos Hub, used for staking, governance, and securing interchain services.
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Stellar is an open, layer-1 payments network designed for fast, low-cost cross-border transfers and tokenized assets, including bank-issued stablecoins. Its native asset XLM (Lumens) is used to pay minimal transaction fees and bridge currencies via built-in path payments.
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NEAR Protocol is a high-performance, sharded proof-of-stake layer-1 blockchain focused on developer and user experience with human-readable account names. It is positioning itself as a leading chain for AI-native applications, chain abstraction, and consumer-grade Web3 apps.
Buy withAlthough buying crypto directly with a credit card is the fastest method, it is almost always the most expensive. Exchanges and card processors often charge combined fees ranging from 3% to 5%. If possible, fund your account with a local bank transfer (SEPA in Europe or ACH in the US) before trading to avoid fees.
Not all exchanges allow you to withdraw your newly purchased coins to your own hardware wallet. Before depositing fiat currency, verify that the exchange supports the coin's native network. We track these withdrawal networks on every comparison page.
When you use the simple "Convert" button on an exchange to buy crypto, you are paying a hidden spread. To get the lowest fees, deposit fiat currency, go to the advanced "Spot Market," and set a limit order to take advantage of the platform's "Maker" fees.
Although entering the cryptocurrency market is easier than ever, hidden costs can still destroy your initial investment. Regulatory changes in 2026 forced many exchanges to change their banking partners. This means that the cheapest deposit method in your country last year may now cost more. Our directory constantly tracks fiat gateways, including SEPA in Europe, ACH in the United States, and Faster Payments in the United Kingdom, to help you maximize your purchasing power.
Are you looking for good deals for Crypto Exchange Platforms (like Binance and Kraken), or for utility softwares like Koinly? Check out our available bonuses, or compare them to find out which one suits you the best!
Bank transfers are still the cheapest way to buy cryptocurrency. Most tier-one exchanges charge no fees for local wire transfers. Although ACH and SEPA transfers take one to three business days to clear, they allow you to avoid the high markup of payment processors, leaving you with more capital for trading.
Although purchasing Bitcoin or altcoins directly with a Visa or Mastercard is the fastest method, it comes at a steep price. Processing fees typically range from 2% to 5%, plus potential cash advance fees from your card issuer. We highly recommend using cards only during significant market dips, when speed is more important than minimizing fees.
Digital wallets offer a middle ground. Although they are incredibly convenient, they still rely on underlying card networks, so fees usually hover around 2%. Additionally, buying crypto directly within closed-loop apps like PayPal often means you can't withdraw your coins to a self-custody wallet. Always use an exchange that allows external withdrawals.
In order to purchase cryptocurrency with fiat currency, you must complete the Know Your Customer (KYC) verification process. This process requires you to submit a government-issued ID and a selfie. It is a global regulatory requirement designed to prevent money laundering. If a platform claims to allow you to buy cryptocurrency with a credit card without any KYC verification, it is likely a scam or will charge high aggregator fees.