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Swap Stellar (XLM) to USDC (USDC)

Convert Stellar (XLM) to USDC (USDC) instantly. Compare the live exchange rate, check network fees, or use our embedded non-custodial swap tool to execute your trade right now.

Coin Information: What are you swapping?

Stellar

Stellar (XLM)

$0.20•
3.39% (24h)

Stellar is an open, layer-1 payments network designed for fast, low-cost cross-border transfers and tokenized assets, including bank-issued stablecoins. Its native asset XLM (Lumens) is used to pay minimal transaction fees and bridge currencies via built-in path payments.

Not looking to swap? Buy Stellar with USD
USDC

USDC (USDC)

$1.00•
0.01% (24h)

USDC is a fully-reserved, U.S. dollar-backed stablecoin issued by Circle and audited monthly for transparency. It is widely used in DeFi, payments, and treasury management and runs natively on Ethereum, Solana, Base, and many other major chains.

Not looking to swap? Buy USDC with USD
changenow.ioExchange is supported by changenow.io

Top Exchanges for Trading Stellar (XLM) / USDC (USDC)

Prefer to use a traditional order book? These are the top-rated crypto exchanges that actively list both Stellar (XLM) and USDC (USDC)

A list of the best crypto exchanges for your needs.
ExchangeDeposit Methods (USD)Trading FeeRegistration/Bonus
Gate
Gate Trust Score: 10/10
  • Visa / Mastercard / bank transfer (region-dependent): Free
  • SEPA / SEPA Instant / card (region-dependent): Free
  • Faster Payments / card (region-dependent): Free
Maker: 0.20%Taker: 0.20%
Claim Bonus

20% off on trading fees

BingX
BingX Trust Score: 9/10
  • Bank card / P2P / third-party fiat partners (fee shown at checkout): Free
  • SEPA / card / P2P (region-dependent): Free
  • Bank transfer / card / P2P (region-dependent): Free
Maker: 0.10%Taker: 0.10%
Claim Bonus

5% off on trading fees

Bitget
Bitget Trust Score: 8.5/10
  • Bank card / third-party fiat partners (fee shown at checkout): Free
  • SEPA / card (region-dependent): Free
  • Bank transfer / card (region-dependent): Free
Maker: 0.10%Taker: 0.10%
Claim Bonus

10% off spot transaction fees

Binance
Binance Trust Score: 8/10
  • Bank transfer / SWIFT (region-dependent): Free
  • SEPA / SEPA Instant (region-dependent): Free + 1 USD
  • Faster Payments / bank transfer (region-dependent): Free
Maker: 0.10%Taker: 0.10%
Claim Bonus

10% off on trading fees

OKX
OKX Trust Score: 8/10
  • ACH / Wire / card (region-dependent; check OKX P2P/fiat page): Free
  • SEPA Instant / bank transfer (region-dependent): Free
  • FPS / bank transfer (region-dependent): Free
Maker: 0.08%Taker: 0.10%
Claim Bonus

$100 welcome reward

MEXC
MEXC Trust Score: 8/10
  • Third-party card / bank (Mercuryo etc.; fee shown at checkout): Free
  • SEPA / card via third-party providers (fee shown at checkout): Free
  • Card / bank via third-party providers (fee shown at checkout): Free
Maker: 0.00%Taker: 0.05%
Claim Bonus

-20% on spot, futures and DEX+

Ourbit
Ourbit Trust Score: 8/10
    Maker: 0.00%Taker: 0.00%
    Claim Bonus

    20% discount

    Pionex
    Pionex Trust Score: 7/10
    • Third-party card / bank (no native USD on-ramp on global Pionex): Free
    • Third-party card / bank (region-dependent): Free
    • Third-party card / bank (region-dependent): Free
    Maker: 0.05%Taker: 0.05%
    Claim Bonus

    10% fee rebate rate

    Kraken
    Kraken Trust Score: 9/10
    • ACH via Plaid: Free
    • Visa / Mastercard (Instant Buy): 0.0375% + 0.25 USD
    • FedWire (Customers Bank): Free
    • SEPA / SEPA Instant (e.g. Banking Circle, Openpayd): Free
    • Visa / Mastercard (Instant Buy, EEA): 0.0375% + 0.25 USD
    • FPS (Openpayd): Free
    • Visa / Mastercard (Instant Buy): 0.0375% + 0.25 USD
    Maker: 0.25%Taker: 0.40%
    		Register
    Coinbase
    Coinbase Trust Score: 9/10
    • ACH bank transfer: Free
    • Wire deposit: Free + 10 USD
    • SEPA transfer (region-dependent): Free
    • FPS / UK bank transfer (region-dependent): Free
    Maker: 0.40%Taker: 0.60%
    		Register
    Bybit
    Bybit Trust Score: 7/10
    • Bank / third-party fiat channel (region-dependent): Free
    • SEPA transfer: Free
    • Faster Payments / bank transfer (region-dependent): Free
    Maker: 0.10%Taker: 0.10%
    		Register
    KuCoin
    KuCoin Trust Score: 7/10
    • Third-party bank card / wire (provider-dependent; fee shown at checkout): Free
    • SEPA bank transfer: Free + 1 USD
    • FPS / bank transfer (KuCoin fiat partners): Free
    Maker: 0.10%Taker: 0.10%
    		Register

    How to exchange Stellar (XLM) to USDC (USDC)?

    #1

    Choose the exchange pair

    and check the rate: how many Stellar (XLM) in USDC (USDC) you'll receive.

    #2

    Enter the address of the recipient

    to process the Stellar (XLM) to USDC (USDC) transaction.

    #3

    Confirm the transaction

    then make the deposit, and you've converted Stellar (XLM) to USDC (USDC)!

    changenow.ioExchange is supported by changenow.io

    Most Common Conversion Rates

    XLM to USDC conversion rates from 0.5 to 1000
    XLMUSDC
    0.5 XLM0.09797111451175723 USDC
    1 XLM0.19594222902351446 USDC
    5 XLM0.9797111451175723 USDC
    10 XLM1.96 USDC
    50 XLM9.8 USDC
    100 XLM19.59 USDC
    500 XLM97.97 USDC
    1,000 XLM195.94 USDC
    USDC to XLM conversion rates from 0.5 to 1000
    USDCXLM
    0.5 USDC2.55 XLM
    1 USDC5.1 XLM
    5 USDC25.52 XLM
    10 USDC51.04 XLM
    50 USDC255.18 XLM
    100 USDC510.35 XLM
    500 USDC2,551.77 XLM
    1,000 USDC5,103.55 XLM
    XLM to USD conversion rates from 0.5 to 1000
    XLMUSD
    0.5 XLM0.0979525 USD
    1 XLM0.195905 USD
    5 XLM0.979525 USD
    10 XLM1.96 USD
    50 XLM9.8 USD
    100 XLM19.59 USD
    500 XLM97.95 USD
    1,000 XLM195.91 USD

    Swap Stellar (XLM) to something else...

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    Are you looking for good deals for Crypto Exchange Platforms (like Binance and Kraken), or for utility softwares like Koinly? Check out our available bonuses, or compare them to find out which one suits you the best!

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    Frequently Asked Questions

    To convert Stellar to USDC, you can use our embedded non-custodial swap tool above, which requires no KYC. Alternatively, you can deposit your XLM into a centralized exchange like Gate, trade it for USDC on the spot market, and withdraw it to your hardware wallet.